Calculate how a one-time investment grows over years. Ideal for planning a large investment in mutual funds, stocks or any instrument with compounding returns.
Rule of 72Years to double = 72 ÷ Rate
10 yrs₹1L → ₹3.1L @ 12%
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Lumpsum Calculator
One-time investment growth estimator
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1yr10 yrs40yrs
Future Value
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Invested
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Wealth Gained
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Growth Multiple
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Absolute Return
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Lumpsum vs SIP
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Lumpsum Best For
Best when markets are low and you have a large idle sum. Entire amount compounds from day one.
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SIP Best For
Best for regular investors without large upfront capital. Averages cost and reduces timing risk.
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Hybrid Approach
Many experts suggest investing bulk via lumpsum and topping up via monthly SIPs.
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Time in Market
Lumpsum rewards patience. The longer your horizon, the less timing matters.
Formula
Compound Interest Formula
FV = P × (1 + r)ⁿP = Principal | r = Annual Rate | n = Years